Loans in British Columbia

British Columbia, well-known for its mountain ranges and thick forests, is one of the Canada’s most popular provinces. As a home to numerous families living in cities both big and small, and with a total population of over 5 million, it is also one of the most populous provinces in Canada. The economy of British Columbia is largely driven by agriculture and industrial services sector. Irrespective of where you are working, there can always be days where you may need some urgent cash to pay for emergencies. Being in such a huge province, it is obvious that there will be a lot of loan lenders. But, how do you know which one is good for you? We, at Qualia Credit, are always on the lookout to help Canadians that are in need of instant cash at competitive interest rates.

Who are we and what do we do?

Qualia Credit Canada is a term loan lending company created to help the Canadians acquire loans real fast. At Qualia Credit, people having an average credit history can also apply for a loan and be successful. As we all know, banks only lend money to the people having good credit history and do not even consider applications that have an average or poor credit history. But, we at Qualia Credit understand that not all people have the same financial situations. So, we do not disqualify any application depending on the applicant’s credit history alone. There are various other factors that we look into as well; therefore chances of getting a loan approved even with bad credit are good when you apply with us.

How much can you borrow with us?

At Qualia Credit, you can apply for a loan ranging from $500 up to $25,000. However, same day funding is only available for a maximum amount of $2,000. Interest rates are customized individually depending on the applicant’s credit history and his/her 12 month banking history. Interest rates also depend on whether an applicant has collateral or not. Depending on the applicant and the term loan applied for, Qualia Credit charges interest rates between 8-35%.

Fast approvals, no paperwork involved!

You can get your term loan in British Columbia approved within minutes without submitting any physical documents. Yes, you heard it right! All you need to do is login to our website and fill in the application form online and get your funds transferred directly into your bank account. There is no need to visit us physically, and we dot even ask you to fax any documents. You can get your loan approved with Qualia from the comfort of your home!

3-Step application process – Easy and transparent!

Fill-in the form

As mentioned earlier, login to our website and fill the loan application form. It will not take more than 10 minutes.

Submit documents

Applicants will have to submit their banking statements for the past 12 months as well as credit check. All the docs can be submitted online, no faxing required. Please remember that the bank statements and credit check are generally requested to fix interest rates (depending on applicant’s financial history), but not to disqualify.

Sign the contract

Once we receive your application form and necessary documentation, we will start processing your loan application. You will receive confirmation via email as soon as your loan is approved. You will also receive a contract stating the terms and conditions of the loan. As soon as you sign it digitally, your loan amount will be transferred into your bank account directly.