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About Qualia Credit-Canada

Fast cash, good rates

At Qualia Credit we deliver fast loans with reasonable rates. When banks say no, don't turn to payday loans or your credit card -- we can finance your medium term credit needs quickly for a fair and reasonable price. With terms up to 36 months and interest rates customized to each individual borrower, we're your number one source for credit.

Frequently Asked Questions

Our Products

For all your borrowing needs, look below for details.

Auto Loans

Buying brand new or giving an old car a second lease on life, we have the funds.

Flexible Credit Line

Use it when you need it, pay it off when you don't. On demand credit available 24/7.

Unsecured Term Loan

For 3-36 month terms, depending on how long you need to repay.

Secured Term Loan

Use your vehicle or property to get reduced interest rates on our popular term loans.

Small Business Loan

Borrow against your small business's invoicing to get you operating capital today.

Secured Business Loan

For larger loans, we can offer collateralized loans using your equipment and property.

Apply in three easy steps

It only takes a few minutes!

Complete the application form

It only take 10 minutes to fill out the application.

Submit documentation

We'll need the past 12 months of your online banking statement and a credit check

Sign the contract

You can sign the contract digitally, no need to print and fax anything.

Frequently Asked Questions

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No matter where you live in Canada, we can help you out with an installment loan. We lend in:

  • Alberta
  • British Columbia
  • Saskatchewan
  • Manitoba
  • Ontario
  • Quebec
  • New Brunswick
  • Newfoundland
  • Nova Scotia
  • Prince Edward Island
  • Yukon
  • Northwest Territories
  • Nunavut